This move-in ready home is situated in the prestigious Montecito community, featuring 4 bedrooms, 3 bathrooms, loft and a 2-car garage. The property includes an owned solar system, a whole house water system, an EV charging station, and elegant French Oak wood flooring throughout, including the stairs. The main floor offers a full bedroom and bathroom. The kitchen is equipped with Quartz countertops, a gourmet island, and stainless-steel appliances. The second floor boasts a loft suitable for use as a play area or home office, along with a laundry room that includes a sink. The gated front yard and fenced side yard provide ideal spaces for relaxation and outdoor activities. Located near schools and parks, residents can enjoy the clubhouse, courts, gym, and pools of the Village of Montecito in Otay Ranch, blending modern luxury and urban convenience.